Natural disasters are something which many people have to live with and looking at what has happened in Florida and California in the last year with the hurricanes and the wildfires is further evidence of that. If you do live in an area which is prone to natural disasters then it is important that you do all that you can to give your home the protection that it needs. To give us some help with that we caught up with the experts at to find out what you can do to ensure your home is best protected.
You are going to need high quality home insurance to give you the protection for your home. To get the very best you need to be looking for insurance companies with great reviews, excellent customer service, in-depth plans which protect you against ‘Acts of God’ as well as reasonable prices. Buyers of insurance shouldn’t worry too much about high prices as long as they are given the cover which they need against the damage which natural disasters can cause.
If you live on the east coast or in a hurricane zone then there are some important steps which you can make that will help to minimize the damage which a hurricane or tornado can cause. Ensuring that your garage door is strong, installing hurricane straps to better protect the integrity of the property’s structure, as well as installing hurricane shutters are all helpful measures which you can take.
If you are in an area which is prone to earthquakes then the only things which you can do to protect yourself is to ensure that your property is structurally sound, or at least resistant up to an earthquake of 8.0. Beyond that you need to ensure that you secure everything in the home such as your TV and your cabinets, with extra strong fixings to avoid them falling and breaking when the quake hits.
Wildfires can be relentless and in just a matter of moments they can tear through a home completely, leaving nothing in its wake. The only advice which you can take in regards to this is to try, where possible to leave an exclusion zone around the home, the larger the better. In this zone you need to make sure that there is no debris or foliage which can easily catch fire. Earth doesn’t burn, so if you have this exclusion zone then the worst that you can expect if a wildfire is raging is damage caused by smoke, which is easy to fix once the fire is out.
Another good option which you can look at is building a safe room, a structurally sound room which is protected from hurricanes and other natural disasters. You can build a room like this for a couple of thousands dollars and it can prove to be a sanctuary when you need it most.